Interest Subsidy Calculator: 50% of Interest Paid
Enter the interest you actually paid on your loan this year โ the scheme reimburses up to 50% of it, subject to an annual cap set by the current policy (not published on this site โ confirm yours with the DIC).
Indicative only โ this scheme is for micro units with a standard (non-NPA) loan account. See the full interest subsidy guide for eligibility and the annual filing process.
Why isn't the annual cap figure shown by default?
Because it isn't confirmed in this site's own research (the published policy mentions a cap "as per policy" without stating the figure) โ we'd rather leave it blank than show a number we can't verify. Enter yours if your DIC has confirmed it.
Does this apply to working capital loans too?
The policy's core focus is term loans โ working capital rules can differ; confirm with your DIC.
Want help filing your interest subsidy claim?
ClaimDesk (a NorthStar Advisors brand) handles the paperwork end-to-end. The first conversation is completely free.
MSMEUP.com is independent information & tools โ free, and not run by any consultancy. ClaimDesk is a separate, private consultancy (a NorthStar Advisors brand) for those who want professional filing help; its fee is for that service, not a government charge, and using it is entirely optional โ MSMEUP's guides and tools work the same with or without it.
Official portal: msme.up.gov.in Last reviewed: Aug 2026
This page summarizes publicly available scheme information. For the current official notification, application form and exact eligibility conditions, always confirm on the portal above before applying or filing a claim.