ODOP Margin Money Scheme: Up to 25% Subsidy on Loan

Up to 25% margin money subsidyUP GovernmentManufacturing/TradingBank Loan LinkedLast reviewed: Aug 2026

What is the Scheme?

Under the One District One Product (ODOP) Vitt Poshan Sahayata Yojana, you get a margin money subsidy on a bank loan for a business in your district's identified product — meaning the government covers part of the project cost, and you don't have to repay it. Gautam Buddh Nagar's ODOP product is readymade garments; every district has its own product.

How Much Money Will You Get?

Project Cost	Margin Money Subsidy (approx.)
Up to ₹25 lakh	25% of project cost (max ₹6.25 lakh)
₹25–50 lakh	₹6.25 lakh or 20%, whichever is higher
₹50 lakh–1.5 crore	₹10 lakh or 10%, whichever is higher
Above ₹1.5 crore	₹20 lakh or 10%, whichever is higher

Please verify: Subsidy rates and rules can change with policy updates. Before applying, be sure to check the current guidelines on the official portal.

Eligibility

Age 18 years or above; resident of UP
A business linked to your district's ODOP product (new or expansion)
Should not have already availed another margin money scheme (like PMEGP) for the same unit
Eligibility for a bank loan (CIBIL/collateral per the bank's rules)

Documents Required

Aadhaar, PAN, photo, residence proof
Project report (with machinery quotation)
Udyam Registration certificate
Bank passbook, education proof (if asked)

How to Apply — Step by Step

Go to diupmsme.upsdc.gov.in and select the ODOP Margin Money Yojana
Register and fill out the application form
Upload the project report and documents
A district-level committee interview/verification takes place
After selection, the file goes to the bank — the subsidy is released once the loan is sanctioned

Why Do Applications Get Rejected?

The most common reasons: a weak project report (the bank can't see viability), showing a business unrelated to the ODOP product, incomplete machinery quotations, and not following up with the bank. More applications get stuck at the bank stage than at the committee stage.

Frequently Asked Questions

Is subsidy available for expanding an existing business too?

Yes, you can apply for an expansion linked to the ODOP product too, provided the same unit hasn't already availed margin money before.

When is the subsidy paid — before or after?

The subsidy is adjusted as margin money after the bank loan is sanctioned/disbursed. It doesn't come to you directly as cash.

What is Gautam Buddh Nagar's ODOP product?

Readymade garments. Garment units in Noida/Greater Noida are best suited for this scheme.

Need help filing your ODOP application?

ClaimDesk (A NorthStar Advisors brand, Noida) handles everything from documentation to filing and follow-up. The first conversation is completely free.

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MSMEUP.com is independent information & tools — free, and not run by any consultancy. ClaimDesk is a separate, private consultancy (a NorthStar Advisors brand) for those who want professional filing help; its fee is for that service, not a government charge, and using it is entirely optional — MSMEUP's guides and tools work the same with or without it.

Official Source
Official portal: diupmsme.upsdc.gov.in Last reviewed: Aug 2026

This page summarizes publicly available scheme information. For the current official notification, application form and exact eligibility conditions, always confirm on the portal above before applying or filing a claim.