Interest Subsidy FAQ
Frequently Asked Questions
Quick answers โ for full detail see the interest subsidy guide and its linked pages (eligibility, application, documents).
What is the interest subsidy in one line?
A UP MSME scheme reimbursing Micro units 50% (60% for SC/ST/women) of their bank loan interest annually, up to โน25 lakh per unit over 5 years.
Who is eligible?
Udyam-registered Micro units with a standard (non-NPA) bank loan account โ see the full eligibility page for details.
Do I need to reapply every year?
Yes โ it's an annual claim, not a one-time approval; see the reimbursement page.
Where do I apply?
On the UP MSME portal (msme.up.gov.in), followed by DIEPC verification.
Does it cover Small or Medium units?
The published rate is stated for Micro units โ Small/Medium units should look at capital subsidy and TUS instead.
Need help filing an interest subsidy claim?
ClaimDesk (A NorthStar Advisors brand, Noida) handles everything from documentation to filing and follow-up. The first conversation is completely free.
MSMEUP.com is independent information & tools โ free, and not run by any consultancy. ClaimDesk is a separate, private consultancy (a NorthStar Advisors brand) for those who want professional filing help; its fee is for that service, not a government charge, and using it is entirely optional โ MSMEUP's guides and tools work the same with or without it.
Official portal: msme.up.gov.in Last reviewed: Aug 2026
This page summarizes publicly available scheme information. For the current official notification, application form and exact eligibility conditions, always confirm on the portal above before applying or filing a claim.