MYSY Project Cost: What Expenses Can Be Included?

What Typically Goes Into Project Cost

• Machinery and equipment purchase
• Working capital requirements
• Furniture, fixtures, and basic setup costs
• Rent deposit or leasehold improvement costs, where applicable
• Pre-operative expenses directly tied to setting up the business

Your project cost should realistically match your requested loan amount and your own contribution — banks scrutinize whether the numbers in your DPR add up, so inflating costs to justify a bigger loan tends to backfire during appraisal.

Staying Within Sector Caps

Remember that your total loan request is capped at ₹25 lakh for industry or ₹10 lakh for service — structure your project cost and promoter contribution so the loan portion stays within that ceiling. See our DPR preparation guide for how to build this out properly.

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