CM-YUVA FAQ
Frequently Asked Questions
Quick answers to what applicants ask most โ for full detail see the CM-YUVA guide and its linked sub-pages (eligibility, loan amount, documents, how to apply).
What is CM-YUVA in one line?
A UP government scheme giving youth (age 21โ40) an interest-free loan up to โน5 lakh (Phase 1) to start a new business, guarantee-free via CGTMSE.
Who is eligible?
UP residents aged 21โ40 with at least 8th pass education โ see the full eligibility page for details.
How much loan can I get?
Up to โน5 lakh in Phase 1 (100% interest-free for 4 years); โน10โ20 lakh in Phase 2 (50% interest subsidy for 3 years) after repaying Phase 1 on time.
Where do I apply?
Online at msme.up.gov.in, followed by district committee screening and bank sanction.
Is collateral required?
No โ the loan is guarantee-free under CGTMSE cover.
Can women and SC/ST applicants apply?
Yes, on the same core eligibility โ see the dedicated women and SC/ST pages for category-specific notes.
Need help with your CM-YUVA application?
ClaimDesk (A NorthStar Advisors brand, Noida) handles everything from documentation to filing and follow-up. The first conversation is completely free.
MSMEUP.com is independent information & tools โ free, and not run by any consultancy. ClaimDesk is a separate, private consultancy (a NorthStar Advisors brand) for those who want professional filing help; its fee is for that service, not a government charge, and using it is entirely optional โ MSMEUP's guides and tools work the same with or without it.
Official portal: msme.up.gov.in Last reviewed: Aug 2026
This page summarizes publicly available scheme information. For the current official notification, application form and exact eligibility conditions, always confirm on the portal above before applying or filing a claim.